How the New Jersey estimate works
Enter gross pay for one pay period, federal W-4 adjustments, and the state details shown above. Federal withholding follows Publication 15-T. New Jersey subtracts the pay-period value of each NJ-W4 allowance, then applies the employee’s Rate A, B, C, D, or E percentage table from the official withholding tables and adds any requested amount. Separate 2026 worker deductions apply to UI and Workforce funds up to $44,800, and to Temporary Disability and Family Leave Insurance up to $171,100.
Example: The NJ-WT Rate A example uses $700 of weekly wages and one $19.20 allowance. The remaining $680.80 falls in the published Rate A bracket and produces $11.84 of New Jersey income tax withholding. Worker program deductions are calculated separately using same-employer year-to-date covered wages. The calculator does not assume any unentered benefit deduction or invent a tax result.
Weekly, biweekly, semimonthly, and monthly are the supported paycheck frequencies. “Annual salary” is an earnings input and the annual view is a simple period multiplication; neither is an annual payroll-period method. The special Form W-4 adjustment for nonresident aliens is not modeled.